What is a CareCredit® credit card?

The CareCredit® credit card * is a healthcare credit card designed to provide special financing options for health expenses. A cardholder can use a CareCredit card to pay for medical services like emergency care, pharmacy costs, surgery, labs, primary care, pet care and more.

What is credit & how does it work?

The definition of credit is the ability to borrow money with the promise that you'll repay it in the future, often with interest. You might need credit to purchase a product or use a service that you can’t pay for immediately. While credit comes in many forms, the most common are credit cards and home, car and student loans.

Does CareCredit cost money?

These cards can offer a convenient way to pay your medical bills but at a significant cost. Using CareCredit can cost money if you don't pay off your balance in full by the end of your initial promotional period. Synchrony's CareCredit has agreements with a broad range of health care providers that accept its credit card.

Is the CareCredit card a good option for large medical expenses?

The CareCredit Card is certainly an option for large medical expenses, but depending on your situation, you may want to consider other choices. First, explore ways to lower costs. You may be eligible for discounts on certain procedures, health care products and wellness programs through your health insurance plan.